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Wealth Plus – A Futuristic ULIP Plan

Wealth Plus – A Futuristic ULIP Plan

Dear Readers,

The world is a competitive place to live in. Our life is not sustained by survival of the fittest, but our capacity to fight the competition and come out as a winner. Everyone wants to succeed and progress, but when we actually step in, we are only struggling to survive. Only a few make it as they are more focussed and innovative.
This applies to all, not only us, but for everyone. You have to be focused, but also take risks. You have to think out of the box to make it larger. There will be many hurdles, obstacles in your path, but you have to walk. When I say focussed it means to work on your goals – as an individual, your career, happy family, financial security, and as a company your budgets, meeting targets, financial position, expansion, profits. Also, when you are working towards your goal, you need to make certain investments, so that you and your family are secured.
Innovation will give you the boost to go further more. You cannot just do one thing all the time for it will bore you, and in a tough competition you will not sustain. Innovation will give an edge over others.

When I talk about innovation, there is one company who has changed the ULIP sector.
Edelweiss Tokio Life Insurance launched ‘Wealth Plus’ Plan, a first of its kind Unit-Linked insurance plan, on 4th November. An industry-first, it offers extra allocations contributed by the insurer to the customer’s plan.

Edelweiss Tokio Life – Wealth Plus

It is a futuristic plan which caters to the new generation tech-savvy people who are on the go, and who demand differentiated, competitive and innovative product.
Edelweiss Tokio Life analyzed the need of today’s generation protection and growth, and thus co-evolved Wealth Plus along with PolicyBazaar (India’s largest insurance market place).
How is it different?
Edelweiss Tokio Life has not only done away with premium allocation and policy administration charges but furthermore contributes additional units on every premium paid by us thereby increasing our fund value. Additional allocation starts at 1% for the first five years and then increases every five years to 3%, 5%, and 7% thereby increasing our wealth.
• Under this plan, fund value is distributed between the below 2 funds:
1) Equity Large Cap Fund
2) Bond Fund
• This strategy provides the flexibility to:
1) Switch the invested amount amongst the available funds using the switching option.
2) Redirect the future premiums to the newly chosen fund using the redirection option.
This product gives you tax benefits which results in extra savings.
If there is a default in the payment of premium, there will be no penalties or charges levied against the beneficiary. And the accumulated amount can be redeemed after a period of five years.

Additional Option:
Rising Star Benefit- For a parent like me, securing my children’s future is always on my mind when considering any investment plan. In Rising Star Benefit, the lump sum amount will be immediately paid to the family in the event of demise of the policy holder. All future premiums (if any) will immediately get invested into the fund allowing the corpus to grow faster thereby ensuring my child’s future is protected.

How is it Innovative?
Edelweiss Tokio Life takes care of one’s financial goals at various life stages, be it taking care of family’s future wealth, saving for retirement, family protection, or any other important milestone. It is the winner of the “Best Product Innovation” title by Fintelekt Insurance Awards 2017 and National Award for excellence in Insurance 2017.
There are loads of options available in the sea full of ULIPS. One gets confused which policy to choose from and thus turn to financial advisor for recommendations. People are way too apprehensive about the family’s future, thus start to make savings in every possible way so that the future is secure. Hence, when I came across this plan, I was rested assured about my investment and future.

For more information, please visit Edelweiss Tokio.

Note: Please read the offer document before investing.



Smashbox Photo Finish Primer Review

Smashbox Photo Finish Primer Review

 

Dear Friends

Festive season has started, Everyone are getting their vanity boxes replenished. One product which we cannot miss is the Primer. It is one product which can make your overall make up pass or fail. The base for the foundation. After checking out couple of primers, I got the best makeup look with The Smashbox Photo finish Primer. No wonder it is the Brand’s Award winning and best selling product.

Smashbox Photo finish primer is a transparent gel which instantly smooth out the skin on application. The open pores, uneven texture, fine lines are all smothered. A perfect canvas for the face to create new makeup look. The gel texture is easy to apply with finger tips, brush or blender.
It is priced for 2900/- for 30ml.

As the product mentions it is oil free and light weight. It is fragrance free and little quantity was enough for me to work wonder.

I truly loved the product for its texture and the desired results.

Do let me know if you know any better primer for me try out.

As of now Smashbox Photo finish primer nails the primer market.

 

 

 

Fastrack Monochrome Multifunction Watch Review

Hey Everyone!

Yesterday I watched the movie LUCY and it opened up a meaningful message to me . How time gives meaning to our existence. Indeed time is precious so then what have we done in this life. I have seen people who effortlessly manage time doing n number of things whereas there are some who do nothing yet crib about having less time. My mother in law can do multitasking by good time management like doing house chores, looking after the kids (bathing, feeding food, prepare them for school etc.), grocery shopping, cooking etc. but my peon fails to do sometime filing because of less time. If we schedule our work according to its priority and duration and organizing over lapping work by multi tasking, I guess we are sorted.

Now lets get into the crux of my blog

One of my friend got this birthday gift from her hubby and I got jealous not because my husband don’t gift me but this watch is awesome! I have a collection of watches but this piece is unique.

In this year I preferred  watches with swarovski or diamond bezel and large dials but this watch  stood with it’s simplicity yet elegant style.

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Introduction:-

Fastrack Monochrome Multifunction Watch

Model no. 6078 SM 09

Ergonomics:-

Round creative shape black dial with silver metal strap with fold over clasp.

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Features:-

Multifunction feature gives day information , 24 hours timing and  seconds status.

3 ATM/ 30 m water resistance – Suitable for everyday use. Splash/rain resistant. NOT suitable for showering, bathing, swimming, snorkelling, water related work and fishing.

Fold over clasp firmly secures the watch on the wrist, easy to remove unlike leather belts.

Silver metal strap is also much durable compared to leather straps.

One year warranty from the company.

Price :-

3295/- after 20% discount 2635/-

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Review:-

As I told you earlier the watch is very much trendy and for casual wear but it is also elegant and chic so you can wear for daily wear, office and for parties also. Being from Fastrack, house of Titan you are rest assured of its quality and durability. Silver strap are in vogue otherwise you can opt for leather strap also. Dial width is 37 mm so perfectly embracing the wrist. There is an option of black or white for the dial as well. Fastrack has targeted more towards college going and trendy styles of dial but this model is beautiful.

But only one thing which I thought should be included was the date facility. Overall paisa vasool watch.

Have a nice TIME :0